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  1. 14 ώρες πριν · Lenders usually check you CIBIL score. This is your credit score issued by TransUnion CIBIL, one of India’s 4 credit bureaus. The CIBIL score ranges from 300 to 900, with 900 being the best score. Usually, having a score of 750 or more is considered ideal to be eligible for an instant personal loan. Late payments can lower your score.