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  1. Health Benefits Rates and Health Plan Choices - Information on your health insurance options under NYSHIP. Welcome to EBD - How and where to get the help you need with your coverage under the New York State Health Insurance Program (NYSHIP).

  2. The New York State Health Insurance Program (NYSHIP) NYSHIP provides comprehensive health benefits to retirees of New York State and Participating Employers that can help you and your families stay healthy and live well. Under NYSHIP, you may choose coverage under The Empire Plan or one of the NYSHIP-approved Health Maintenance

  3. Your Notice of Change document will show new deduction amounts for your health plan’s 2023 premium. The Notice of Change document shown here (for the direct-deposit enrollee) is from the New York State and Local Retirement System (NYSLRS).

  4. As a retiree, you can change your NYSHIP health insurance plan (option) once during a 12-month period for any reason. You are no longer restricted to the same option transfer period as active employees.

  5. Welcome to NYSHIP Online, where you will find information on the New York State Health Insurance Program for State and Local Government for active employees. If you are a retiree, please visit NYSHIP Online for Retirees.

  6. For information regarding your New York State Health Insurance Program (NYSHIP) eligibility or enrollment, contact the Employee Benefits Division. If you have questions regarding specific benefits or claims, contact the appropriate Empire Plan administrator (see page 23).

  7. The New York State Health Insurance Program (NYSHIP) provides active employees with health insurance coverage through The Empire Plan or a NYSHIP-approved Health Maintenance Organization (HMO). NYSHIP covers more than 1.2 million State and local government employees, retirees and their families.

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