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  1. There are two kinds of insurance claims that you should know about with Zipcar. 1. Subrogation: If a subrogation claim is initiated, this means that based on your incident report, we believe there is a chance that you are not responsible for the accident and we are therefore pursuing another party for payment for the Zipcar damages and loss of use.

  2. Chances are, City CarShare's insurance is the best you'll ever have. But if you do get into an accident and are at fault, in most circumstances you'll only be liable for a $500 deductible. And our locally based customer service will help you with the paperwork and even come to the scene if you need us.

  3. Accidents and Insurance. What is damage protection coverage? What is additional liability insurance (ALI)? Is there a damage fee if I damage a Zipcar?

  4. By Brian Martucci. Date August 21, 2023. Pros. Wide selection of vehicles, including disability-friendly vehicles. Affordable monthly and annual plans. Cost-competitive with traditional car rentals. Cons. Zipcars live in designated parking areas or zones. Membership comes with a monthly or annual fee. Requires some pre-trip planning.

  5. Accidents & Insurance. How can I purchase damage or liability protection on my trip? Can damage protection be applied to only certain drivers under a business account?

  6. 3 Νοε 2023 · Coverage, liability, and claims will be handled by Zipcar’s claims administrator, Sedgwick CMS, and they can be reached at 866-345-2474. Zipcar will inspect the vehicle for damages and bring the vehicle in for any necessary repairs.

  7. 16 Νοε 2022 · Yes, Zipcar does include liability insurance equal to your state's minimum requirements, but if you want higher limits, you can purchase additional liability protection from Zipcar to get up to $300,000 in coverage. Zipcar insurance will also cover damage to the Zipcar vehicle, after you pay a $1,000 deductible.

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