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In Michigan, money can be garnished from: Paychecks and other earnings. Credit union and bank accounts. State tax refunds. A creditor must sue you in court and get a judgment before it can garnish you. A creditor that files a lawsuit is the Plaintiff in the case.
6 Μαρ 2019 · The bank account garnishment process begins in a fashion similar to a wage garnishment – by filing the approved form with the court that has jurisdiction over the judgment debtor. Once issued, the garnishment goes back to the creditor or its counsel for service upon the bank, credit union, or other financial institution holding the debtor’s ...
Start a garnishment by filing a Request and Writ for Garnishment with the court that entered the judgment. The writ is a court order. It tells the garnishee to give you the money it holds for the debtor (like money in a bank account) or would have paid to the debtor (like a paycheck).
One of those methods is to take money from the judgment debtor's deposit accounts -- savings, checking, money market, and mutual fund accounts in banks, savings and loans, or credit unions. This is called garnishing or levying the account.
Social security disability and retirement benefits can be garnished to pay federal taxes, federal student loans, child support, and alimony; Pension income can be garnished once it’s in your bank account.
If your creditor files a garnishment against your bank account, your bank is the garnishee. If your paycheck is being garnished, your employer is the garnishee. Read An Overview of Garnishments to learn about more about garnishments. If there is a problem with the garnishment, you can object to it.
bank accounts, property, money, goods, chattels, credits, and negotiable instruments or effects. Do not use this form to garnish income tax refunds from the State of Michigan; see Michigan statutes for specific procedures to garnish state income tax. Additional Instructions for the Plaintiff:
