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  1. With AXA Travel Protection, travelers to Malaysia will be offered three tiers of insurance: Silver, Gold and Platinum. Each provides varying levels of coverage to cater to individual's preferences and travel needs.

  2. This policy is issued in consideration of the payment of premium as specified in the Policy Schedule and pursuant to the answers given in the Insured Person’s Proposal Form (or when the Insured Person applied for this insurance) and any

  3. Under Benefit 11 – Loss of Deposit or Cancellation, insurance is effective upon the issuance of the Certificate of Insurance and terminates on commencement of the planned Trip from Malaysia. For all other benefits, insurance commences when You leave Your place of residence or business in Malaysia (whichever is later) to commence the

  4. Pay for travel and accommodation expenses including cost of obtaining replacement passports, travel tickets and other relevant travel documents. Loss of money due to the˚ is covered up to RM1,500.

  5. Pay up to RM350,000 for Accidental Death and Permanent Disablement of Insured Person. Baggage and Personal Effects. Pay for loss of or damage to your baggage and personal effects due to theft or negligence of the common carrier. Maximum limit for any one item or pair or set of articles is up to RM500. Maximum limit per baggage is up to RM300.

  6. Please read this Policy carefully together with your Certificate of Insurance to ensure that you understand the terms and conditions and that the cover you require is being provided. If you have any questions after reading this document, please contact your insurance advisor or AXA Affin General Insurance Berhad.

  7. Want to check your policy status, submit claims or change your payment method? Do it with just a few clicks! Our Customer Portal makes it easy for you to access all these services and more.

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