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  1. If you repay your loans under an IDR plan, any remaining balance on your student loans will be forgiven after you make a certain number of payments over 20 or 25 years—or as few as 10 years under our newest IDR plan, the Saving on a Valuable Education (SAVE) Plan.

  2. 24 Αυγ 2022 · Forgive loan balances after 10 years of payments, instead of 20 years, for borrowers with original loan balances of $12,000 or less. The Department of Education estimates that this reform...

  3. 1 Αυγ 2024 · If a borrower with only undergraduate loans has been in repayment for more than 20 years (entered repayment on or before July 1, 2005), they would be eligible for this relief. Borrowers with at least one graduate loan who have been in repayment for more than 25 years (entered repayment on or before July 1, 2000) would also be eligible.

  4. 14 Ιουλ 2023 · Under the Higher Education Act and the Department’s regulations, a borrower is eligible for forgiveness after making 240 or 300 monthly payments—the equivalent of 20 or 25 years on an IDR plan or the standard repayment plan, with the number of required payments varying based upon when a borrower first took out the loans, the type of loans ...

  5. 6 Μαΐ 2024 · Borrowers who received Pell Grants to pay for part of their education could have been eligible for up to $20,000 of loan forgiveness. Following the Supreme Court ruling, the Department of...

  6. 8 Απρ 2024 · For example, if a borrower took out $13,000 in loans, they would be eligible for debt cancellation after 11 years in repayment. Under Public Service Loan Forgiveness, borrowers in public service ...

  7. Under income-driven repayment (IDR) plans opens in new tab, any remaining loan balance is forgiven if a borrower's federal student loans aren't fully repaid at the end of the repayment period (either 20 or 25 years, depending on the type of plan and type of loan).

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