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I literally just got off the phone with Capital One. They have a hardship program. My monthly payment is now a minimum of 79$ a month until the balance is paid. My card is cancelled and no more interest is accuring on my account.
25 Αυγ 2022 · If you think you’ve received a fraudulent email or text message that claims to be from Capital One, follow these tips: Don’t reply to the email. Don’t click on any of the links embedded in the email.
17 Ιουλ 2023 · There are a few important steps to take advantage of a Capital One hardship program. First, make sure you’re ready to talk about why you’re having financial hardship and why you deserve help. Know what you owe, what kind of assistance you’d like and how long you think you need it for.
I am writing to request a “goodwill” adjustment to the three credit agencies. I’ve always made it a priority to make payments on time, but in 2019 I fell a bit short of my standards. Between layoffs and medical debt, I had to make some tough choices on what bills to prioritize.
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20 Απρ 2023 · Fortunately, the “Financial Hardship Department” is a well-documented scam, both in phone call and email form, which makes it a little easier to dodge.
I had a pretty harsh beginning to the year and missed 5 Capital One payments. I was able to rescue my account in time before it got charged off and paid off a good amount after getting some cash. Earlier this week I sent a goodwill letter (in email) explaining my situation.