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I literally just got off the phone with Capital One. They have a hardship program. My monthly payment is now a minimum of 79$ a month until the balance is paid. My card is cancelled and no more interest is accuring on my account.
25 Αυγ 2022 · Be sure to monitor your account and call Capital One if you notice any unusual activity. If you suspect you've been a victim of a scam, report the scam to the BBB Scam Tracker and the government via the FTC ReportFraud site .
17 Ιουλ 2023 · The Capital One hardship program is a temporary adjustment to a Capital One credit card’s terms to help out customers with financial troubles. This could include lowered interest rates, settlement for a portion of the total debt, or the ability to temporarily not make payments.
Learn about the different scam tactics, and what to do if you suspect suspicious behavior. Recognize and report scams. Card tools. Card lock. If you’re missing your card or think it was stolen, lock your card to try to prevent new charges. Card replacement. If your card was damaged, lost, or stolen, we can help you replace it.
I am writing to request a “goodwill” adjustment to the three credit agencies. I’ve always made it a priority to make payments on time, but in 2019 I fell a bit short of my standards. Between layoffs and medical debt, I had to make some tough choices on what bills to prioritize.
20 Απρ 2023 · Fortunately, the “Financial Hardship Department” is a well-documented scam, both in phone call and email form, which makes it a little easier to dodge.
Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. 795 votes, 70 comments. I was on hold for an hour and a half. When I finally got through It went like this: Me: I get emails everyday offering….