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14 Απρ 2019 · Good question! These numbers correspond to either home, renters, or condo insurance. Here is a simple breakdown: HO-1: Basic form — this only covers you from 10 named perils. "Named-peril" means that your home and personal property are covered against losses that are expressly listed on your policy.
An HO-4 policy is specifically designed for people renting a house, condo, or apartment. By providing coverage for the residents and their belongings, but not the structure they live in, HO-4 policies can help renters save money and not pay for coverage they don’t actually need.
1 Αυγ 2024 · An HO-4 policy is the technical name for a renters insurance policy. A renters policy primarily provides coverage for the insured’s personal property and personal liability. The cost of a renters policy is minimal compared to the amount of coverage you are provided, which is why it’s recommended to all those who rent.
26 Ιουλ 2024 · Table of contents. What is HO-4 insurance? What does an HO-4 policy cover? What an HO-4 policy excludes. Who needs HO-4 coverage? Where can I get HO-4 insurance? How much does HO-4...
An HO4 policy, also called renters insurance, protects a renter’s personal property and addresses their personal liability. In other words, it can help pay for: Replacing your property when it’s stolen or damaged by a covered incident. Legal expenses when someone is injured in your rented space or you damage their property.
2 Ιαν 2020 · HO-4 insurance covers you if a covered peril damages or destroys your stuff, or if you’re liable for damage to someone else’s property or injuries to others, both on or off your property. HO-4 insurance will also reimburse you for a covered peril that destroys your personal property.
30 Απρ 2024 · Buy the best condo insurance in California, discover how much condo insurance costs in CA for October 2024, and much more.
