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An HO-4 policy is specifically designed for people renting a house, condo, or apartment. By providing coverage for the residents and their belongings, but not the structure they live in, HO-4 policies can help renters save money and not pay for coverage they don’t actually need.
14 Απρ 2019 · HO-6 — Designates a condo insurance policy. These policies generally cover your personal property and the structure of your condo from the wall studs in. You should still consult with the agent quoting a policy for your home and ask about the specifics of how that policy would apply.
17 Ιουλ 2020 · Commonly called renters insurance, an HO-4 policy can help protect you against the high cost of lawsuits, replace your personal belongings if lost to damage or theft and help pay your expenses if a disaster displaces you from your home.
1 Αυγ 2024 · An HO-4 is different from an HO-6 policy that provides coverage for those who own a condominium or townhouse. Insurers will usually take depreciation into consideration when determining the value of your property, but renters can purchase replacement cost coverage, which does not.
30 Απρ 2024 · Buy the best condo insurance in California, discover how much condo insurance costs in CA for October 2024, and much more.
2 Ιαν 2020 · HO-4 insurance is for anyone renting a house, apartment, condo, or even a room. Some property managers or landlords will require their tenants to purchase a certain amount of renters insurance, but this isn’t always the case.
26 Ιουλ 2024 · While your landlord likely insures the physical structure of the building you live in, an HO-4 policy provides coverage for your personal possessions if they were to be damaged by a covered...
