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17 Ιουλ 2020 · Commonly called renters insurance, an HO-4 policy can help protect you against the high cost of lawsuits, replace your personal belongings if lost to damage or theft and help pay your expenses if a disaster displaces you from your home.
26 Ιουλ 2024 · Learn about HO-4 insurance, also known as renters insurance, and why it may be beneficial for renters. Find out what it covers, exclusions, costs and more.
2 Οκτ 2024 · What Does HO-4 Insurance Cover? An HO-4 insurance policy includes three types of coverage: Personal property: This covers belongings that are damaged or destroyed by a covered peril. It also...
1 Αυγ 2024 · An HO-4 policy is the name of the insurance form that offers protection for renters. You may hear it referred to more commonly as a renters policy. It primarily provides coverage for a renter’s personal property and liability.
HO-4 insurance covers your personal property, additional living expenses, and liability. Unlike a traditional homeowners insurance policy, you won’t get any coverage for the dwelling you live in (and you don’t need it, given you’re renting).
2 Ιαν 2020 · HO-4 insurance covers you if a covered peril damages or destroys your stuff, or if you’re liable for damage to someone else’s property or injuries to others, both on or off your property. HO-4 insurance will also reimburse you for a covered peril that destroys your personal property.
31 Αυγ 2023 · An HO-4 policy is a type of homeowners insurance that provides property, liability and additional living expense coverage for renters. Although it is not a legal requirement, renters are often required by their landlords to purchase this kind of coverage.
