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Hodinkee Insurance underwritten by Chubb will provide “all-risk” coverage for most causes of loss, with no deductible, so you can protect your watches or jewelry without worry.
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10 Σεπ 2020 · Today, we bring you HODINKEE Insurance, the easiest and most comprehensive way to insure your watches. Anyone who has ever bought themselves a nice watch and then tried to add it to an insurance policy will know just how big a hassle it usually is.
14 Μαΐ 2023 · Get your free quote to insure the watches you love with Hodinkee Insurance. Not all forms of insurance are the same – today we're looking at watch, renters, and homeowners.
How much do I pay for insurance coverage on my watch? Rates depend on where you live. But for most people, insurance will cost 1-2% of the value of your watch. As for deductibles, your options start with $0, $100, $250 and $500. So you can choose which option works best for your watch.
31 Μαρ 2024 · Hodinkee Insurance policies don't have a deductible, making it easy to understand the policy and get your coverage. They insure items based on a watch make and model, and you only need an appraisal if the timepiece is valued over $100,000.
Let's say you have two watches, an Omega Speedmaster insured for $5,000 and a Rolex GMT-Master II insured for $15,000. You have a loss to the Speedmaster and you find out it's actually going for $7,000 in the secondary market. With the 150% protection up the policy limit, you'll be covered for $7,000 in this covered-loss example.
Why should I buy insurance for my watches? Are my watches not covered under my homeowner’s policy? Is there a deductible on my policy? I travel frequently – are my watches covered outside the U.S.? A watch I purchased has recently gone up in value. Does my policy protect against inflation and value increase? I purchased a new watch on vacation.
