Αποτελέσματα Αναζήτησης
14 Απρ 2019 · HO-2 — Designates a "broad form" homeowners insurance policy that provides insurance coverage on a "named-peril" basis. There are 16 covered perils on a broad form policy. They are: Lightning or fire; Hail or windstorm; Damage caused by aircraft; Explosions; Riots or civil disturbances; Smoke damage; Damage caused by vehicles; Theft ...
4 Ιουν 2024 · HO-4: Commonly referred to as renters insurance, this policy form covers personal property in a rented house or apartment. The landlord's insurance minimally covers the structure for the 11 perils covered by an HO-1.
26 Ιουλ 2024 · Table of contents. What is HO-4 insurance? What does an HO-4 policy cover? What an HO-4 policy excludes. Who needs HO-4 coverage? Where can I get HO-4 insurance? How much does...
1 Αυγ 2024 · An HO-4 policy is the name of the insurance form that offers protection for renters. You may hear it referred to more commonly as a renters policy. It primarily provides coverage for a renter’s personal property and liability.
27 Ιουλ 2023 · What Does Form No. 4 Contents Broad Form Homeowners Insurance Mean? Form No. 4 (HO-4) is a type of home insurance policy that provides coverage for only the contents of the home against 16 named perils as well as liability coverage for property damage or injury to those in the residence.
An HO-4 policy is specifically designed for people renting a house, condo, or apartment. By providing coverage for the residents and their belongings, but not the structure they live in, HO-4 policies can help renters save money and not pay for coverage they don’t actually need.
17 Ιουλ 2020 · Commonly called renters insurance, an HO-4 policy can help protect you against the high cost of lawsuits, replace your personal belongings if lost to damage or theft and help pay your expenses if a disaster displaces you from your home.