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Effective July 1, 2017, the HIP Preferred HMO plan offered to City employees through the City of New York Health Benefits Program is a “non-grandfathered health plan” under the Affordable Care Act.
The OLR website and the NYC Health Benefits Program Summary Program Description (SPD) provide you with information about your benefits under the New York City Health Benefits Program. Health Plan Websites
New York City health plans. As a UFT member, you have a comprehensive health benefits package that city unions jointly negotiate for their members and the supplemental benefits that the UFT Welfare Fund provides.
The Marketplace also provides residents access to apply for the state’s Basic Health Program known as the Essential Plan (BHP), 2 which offers premium-free coverage to residents whose income is too high to qualify for Medicaid or Child Health Plus, but not more than 250% of the federal poverty level.
Plan Details. Key Features. GHI CBP offers flexible coverage. You get: Coverage for in-network and out-of-network services. Low copays for in-network services. No payroll deduction for base coverage. No referrals for in-network doctors. $0 copay if you use an AdvantageCare Physicians (ACPNY) provider. Current in-network costs. ACPNY PCP: $0 copay.
NY State of Health's Essential Plan includes comprehensive benefits with $0 monthly premiums and very low-cost sharing. The Essential Plan: Has no deductible, so the plan starts paying for your health care right away. Covers comprehensive benefits, including dental and vision, inpatient and outpatient hospital care, prescription drugs and more.
NYC Health Benefits Program. Coordination of Benefits (COB) You may be covered by two or more group health benefit plans that may provide similar benefits. If you have coverage through more than one plan, your City health plan will coordinate benefit payments with the other plan.
