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An ISO code is the number assigned to your home based on its fire protection assessment. The codes range from 1 to 10, with Class 1 being the best level of fire suppression protection and Class 10 being the worst.
ISO's Public Protection Classification (PPC™ ) program measures and evaluates the effectiveness of fire-mitigation services in communities throughout the country. For each fire protection area, ISO assigns a Public Protection Classification code — a number from 1 to 10.
21 Αυγ 2024 · What Is a Protection Class Code? A Protection Class Code (PCC), or Public Protection Classification (PPC), is a classification that the Insurance Services Office (ISO) gives to a property based on how well it can handle a fire. The specific factor that influences this rating is how well a local fire department can suppress a fire that starts.
The Public Protection Classification (PPC) program, is a tool developed by the Insurance Services Office (ISO) for property and casualty insurers to properly assess their risk by rating fire protection services throughout the United States.
Class 1 generally represents superior property fire protection, and Class 10 indicates that the area's fire suppression program does not meet Verisk's minimum criteria. Virtually all U.S. insurers of homes and business property use Verisk's Public Protection Classifications in calculating premiums.
THE ISO PUBLIC PROTECTION CLASSIFICATION (PPC) PROGRAM. To help establish appropriate fire insurance premiums for residential and commercial properties, insurance companies need reliable, up-to-date information about a community’s fire-protection services.
When we develop a single Public Protection Classification (PPC ®) for a community, all community properties receive that classification. However, in many communities, we develop split classifications, which we revised in 2013 to reflect the risk of loss more precisely.