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These plans can help bridge the gap between what you have in your pension and Social Security (if applicable), and how much you will need in retirement. The available deferred compensation plans include: Three pre-tax options: 457(b) Plan – tax-deferred; 401(k) Plan – tax-deferred; Deemed Traditional IRA; Three after-tax options: Roth 457(b ...
Forms. The forms listed below are the most frequently used forms. Log in to your account or contact us if you have questions about which form to use. Enroll. 457 and 401(k) Pre-Tax Participation Agreement (PDF). Designated Roth 401(k) After-Tax Contributions Participation Agreement (PDF). Roth IRA Participation Agreement (PDF). Traditional IRA Participation Agreement (PDF)
The Kentucky Public Employees’ Deferred Compensation Authority (Kentucky Deferred Comp or KDC) is THE OFFICIAL SUPPLEMENTAL RETIREMENT SYSTEM FOR THE EMPLOYEES OF THE COMMONWEALTH OF KENTUCKY, PUBLIC EDUCATION, AND LOCAL PROGRAMS. KDC is authorized by KRS 18A.230—18A.350.
How Deferred Compensation Works in Kentucky. KDC offers pre-tax and Roth contributions, low fees and a range of investment options to help employees grow their retirement savings.
Kentucky Public Employees’ Deferred Compensation Authority (KDC) is authorized under the Kentucky Revised Statutes (18A.230 – 18A.275) to provide administration of tax-deferred supplemental retirement plans for all state, public school and university employees, and employees of local political subdivisions that have elected to participate.
Kentucky Deferred Compensation (KDC) provides thousands of public employees in Kentucky with the opportunity to have a more financially secure future. KDC offers the following defined contribution savings and optional features: 457(b) plan — pre-tax contributions • Roth 457(b) after-tax contribution option
The available deferred compensation plans include: Three pre-tax options: 457(b) tax-deferred. 401(k) tax deferred. Deemed Traditional IRA. Three after-tax options: Roth 457(b) Roth 401(k) Deemed Roth IRA. Look inside to learn more through our side-by-side investing options comparison chart.
