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DCP Guides and Forms. Loan Requests - The Plan has been receiving an unusually large number of loan requests. As a result it may take up to 4 weeks for your loan application to be reviewed and processed. Please plan accordingly when submitting your application.
Attention members of the Police Pension Fund: Beginning on June 1, 2022, Deferred Compensation loan requests must be submitted to the Police Pension Fund (original forms only, walk-ins or by mail). The Fund will submit your completed application to Deferred Compensation for processing.
Participants wishing to apply for a loan must complete a Loan Application and submit it to the Plan’s Administrative Office. For additional information, and an application, download the Plan's Loan Guide, available from the Forms and Downloads section of this website.
Request a Withdrawal. The form you use to request a withdrawal from your account will be determined by the type of withdrawal you want to make. In most cases, you can access and submit your form in your online deferred comp account or mobile app.
Under IRS regulations a loan from NYCERS and a loan from your NYC Deferred Compensation 457 and/or 401 K account(s) are considered to be loans from the “same employer” and are subject to all tax rules concerning loans.
The New York City Deferred Compensation Plan (DCP) is a tax-favored retirement savings program available to New York City employees. The Plan is comprised of two programs: a 457 Plan and a 401 (k) Plan. Eligible employees may choose to enroll in either the 457, the 401 (k), or both. There are two different types of contributions that can be ...
Follow the prompts to download a customized loan packet. You can also obtain a loan packet by contacting the HELPLINE at 1-800-422-8463. The HELPLINE is available 8a.m. -11p.m.
