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A RESP is a contract between a subscriber and a promoter. Learn how an RESP works, educations savings programs, contributing to an RESP, payments from an RESP, and the special rules which apply.
Toll-free in Canada and the United States: 1-800-267-3100. If you are calling from outside of Canada or the United States, call us collect at 613-221-3105. The Registered Plans Directorate accepts collect calls. You can also consult Employment and Social Development Canada's Education Savings page.
The Registered Education Savings Plan (RESP) is a long-term savings plan to help people save for a child's education after high school, including trade schools, CEGEPs, colleges, universities, and apprenticeship programs. An adult can also open an RESP for themselves.
Registered Education Savings Plan (RESP) "I Want to Give My Child a Head Start." An RESP is a tax-sheltered plan that helps you save for a child’s post-secondary education faster. Invest in an RESP.
Registered Education Savings Plans help to save towards a child's post-secondary education. Choose from Individual and Family Plans and start saving today.
Schedule a call to book an appointment. What is an RESP? An RESP allows you to save tax-free for a child's post-secondary education. At least 30% of your contributions will be matched in government grants paid into the RESP. RESP benefits. Invest tax-free.
A Registered Education Savings Plan (RESP) is a savings account registered with the Government of Canada, where: You can contribute up to a $50,000 lifetime limit per beneficiary; Tax on the growth of your investments is deferred until the funds are withdrawn – typically when a child (the beneficiary) is ready for post-secondary education
