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  1. 26 Ιουλ 2024 · Learn about HO-4 insurance, also known as renters insurance, and why it may be beneficial for renters. Find out what it covers, exclusions, costs and more.

  2. 3 Οκτ 2024 · HO-4 insurance, or renters insurance, protects tenants and their belongings in the event of unexpected disasters or incidents, providing peace of mind for those who live in rented spaces such as a house, apartment or condo unit. In essence, HO-4 is designed to cover the renter’s personal property, liability coverage and loss of use coverage.

  3. 17 Ιουλ 2020 · Commonly called renters insurance, an HO-4 policy can help protect you against the high cost of lawsuits, replace your personal belongings if lost to damage or theft and help pay your expenses if a disaster displaces you from your home.

  4. An HO-4 insurance policy is an insurance policy for renters that helps protect their belongings, personal liability, and additional living expenses. While not required like its home insurance counterparts, renters insurance is an important type of insurance to consider.

  5. 2 Ιαν 2020 · HO-4 insurance covers you if a covered peril damages or destroys your stuff, or if you’re liable for damage to someone else’s property or injuries to others, both on or off your property. HO-4 insurance will also reimburse you for a covered peril that destroys your personal property.

  6. 25 Φεβ 2024 · HO-4 policies provide renters with various protections, including: Personal property. Renters insurance can provide financial support to cover the cost of replacing some of your most important items, such as your furniture, beds, TVs, appliances, kitchenware, phones, and tablets.

  7. 19 Δεκ 2023 · An HO-4 policy covers renters from personal liability for bodily injury or property damage that occurs within the rental property or that they cause through negligence. Rental insurance also helps pay third-party medical expenses and the policyholder’s legal fees stemming from any incidents covered by the policy.

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