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An HO-4 policy is specifically designed for people renting a house, condo, or apartment. By providing coverage for the residents and their belongings, but not the structure they live in, HO-4 policies can help renters save money and not pay for coverage they don’t actually need.
17 Ιουλ 2020 · Commonly called renters insurance, an HO-4 policy can help protect you against the high cost of lawsuits, replace your personal belongings if lost to damage or theft and help pay your expenses if a disaster displaces you from your home.
2 Ιαν 2020 · HO-4 insurance covers you if a covered peril damages or destroys your stuff, or if you’re liable for damage to someone else’s property or injuries to others, both on or off your property. HO-4 insurance will also reimburse you for a covered peril that destroys your personal property.
3 Μαρ 2024 · HO-4 Tenant’s Form is an insurance policy designed specifically for tenants renting a property. Unlike homeowners insurance, which covers the property’s structure, renters insurance focuses on protecting the tenant’s personal belongings and liability.
26 Ιουλ 2024 · Learn about HO-4 insurance, also known as renters insurance, and why it may be beneficial for renters. Find out what it covers, exclusions, costs and more.
25 Φεβ 2024 · Do you have renters insurance? Find out why it’s so important to have an HO-4 policy in place to protect you and your property from loss and damage.
1 Αυγ 2024 · An HO-4 policy is the name of the insurance form that offers protection for renters. You may hear it referred to more commonly as a renters policy. It primarily provides coverage for a renter’s personal property and liability.