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At Stratum Benefits, we provide Gap Cover solutions for the shortfalls experienced on your medical aid as well as offer a short-term solution for your day-to-day, emergency, and accidental needs, called Health Insurance.
- GAP COVER
Discover Stratum Benefits' gap cover option, bridging the...
- HEALTH INSURANCE
GAP COVER. What is Gap Cover? Individuals. Compact300;...
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Underwritten by Guardrisk Insurance Company Limited, a...
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Underwritten by Guardrisk Insurance Company Limited, a...
- Corporates
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- FAQ’s
We don’t charge a premium per person like medical aids do.....
- International Travel Insurance
Through our International Travel Insurance provider – you...
- This is 2025 Gap Cover
Every year, we enhance benefits while keeping premium...
- GAP COVER
Every year, we enhance benefits while keeping premium increases low. We’re pleased to announce an average premium increase of 9.8% across all individual Gap Cover options. Existing 2024 policies will receive option-specific benefit enhancements effective 1 January 2025 .
1 Ιαν 2024 · Discover Stratum Benefits' gap cover option, bridging the gap between medical aid limits & specialist fees, ensuring financial peace.
Stratum Benefits Gap Cover is available to individuals who are members of a medical aid scheme in South Africa. Certain medical aid schemes and membership levels are not eligible for gap cover, so it is important to check with Stratum Benefits to confirm your eligibility.
Navigate the terrain with us as we explore the exciting enhancements and changes to our 2025 Gap Cover and Health Insurance product ranges.
Stratum Benefits Elite covers a wide range of medical expenses, including in and out-of-hospital treatments, co-payments, dental care, maternity benefits, radiology, cancer treatment, rehabilitation, and specialist consultations.
Every medical aid plan has a Gap Cover option to match — the perfect pair… just like the buffalo and oxpecker. The level of medical expense shortfall cover you need depends on your medical aid plan. In about a minute, you’ll know which Gap Cover option complements your medical aid plan.
