Αποτελέσματα Αναζήτησης
1 Μαΐ 2020 · Surface water is an excluded loss under insurance policies, except for flood insurance policies. But what is “surface water” exactly? If a water main breaks under the street in front of your home, and the water enters your basement causing damage to your mechanical room, is this damage covered?
5 Ιουν 2024 · What Is Considered Surface Water in Insurance? As we recently wrote here, surface water is defined as “water that accumulates on the ground’s surface,” which usually results from some kind of precipitation, and that does not flow “within a defined channel or watercourse.” In other words, surface water is water from a rain or snow ...
1 Ιουλ 2007 · Homeowners property policies often contain exclusions for loss caused by surface water runoff. While it may seem that the terms "surface water" are self-explanatory, not all damage from running water is excluded.
Is surface water covered in a typical homeowner’s policy? The answer is NO. Surface water is not covered due to policy flood ...
14 Μαρ 2024 · The term “surface water” generally refers to water that accumulates on the ground’s surface in a diffuse manner, typically resulting from precipitation (rain or snow) that does not flow within a defined channel or watercourse.
12 Μαΐ 2011 · The Section I—Exclusions area of the HO-3 excludes water damage, including “surface water.” So, if the damage results from “surface water” (undefined in the HO policy), there is no coverage.
Generally speaking, a homeowners policy covers sudden and accidental water damage caused by water sources inside the home, like a broken pipe. With the exception of flood insurance, most homeowners insurance policies exclude losses caused by water that enters your home from the foundation or ground.
