Αποτελέσματα Αναζήτησης
1 Ιουλ 2007 · Homeowners property policies often contain exclusions for loss caused by surface water runoff. While it may seem that the terms "surface water" are self-explanatory, not all damage from running water is excluded.
1 Μαΐ 2020 · Surface water is an excluded loss under insurance policies, except for flood insurance policies. But what is “surface water” exactly? If a water main breaks under the street in front of your home, and the water enters your basement causing damage to your mechanical room, is this damage covered?
5 Ιουν 2024 · What Is Considered Surface Water in Texas? Texas courts have ruled that, when water damage is caused by non-flood water, the damage is not excluded from property insurance coverage in the same way water damage caused by a flood would be. This opinion was cited in Gemini Color Lab v.
12 Μαΐ 2011 · Several state courts (Texas, Arkansas, Pennsylvania and Nebraska, to name four) have held that “surface water” does not include water from “unnatural” sources. As a result, the 2000 ISO HO-3 form makes a specific exception for coverage due to water damage that originates from a water line off the premises.
3 Ιουλ 2014 · The policy included a standard “surface water” exclusion. Because of improper design, the insureds’ raised patio collected water, which ran into the insured’s home. Armstrong, who represented an independent adjusting firm, was retained by one of the insurance companies to investigate the claim.
28 Μαΐ 2014 · Water damage generally includes flood, sewer backup and seepage from water below ground. Despite these categories, disputes often arise regarding whether damages caused by water are covered. An issue that frequently comes up is what constitutes a “flood” in a homeowner policy exclusion.
28 Οκτ 2024 · Typically, homeowners’ policies do not cover damage caused by or resulting from flood, surface water, waves, tidal water or tidal waves, overflow or streams or other bodies of water, or spray from any of these whether or not driven by wind.
