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  1. It can also be used at over 2 million ATMs across the globe. Product Features: Interest-earning account* International ATM Card; Online copy of Statement (via Internet Banking) Accepted at any BancNet, MegaLink, or ExpressNet ATMs in the Philippines; Accepted internationally at MasterCard and Maestro affiliated shops and ATMs; Can be used to :

  2. Get instant cash anytime, anywhere using our vast ATM network of PNB and member-banks of Bancnet, Megalink and Expressnet at your disposal. The PNB ATM offers utmost convenience to clients. Avoid long queues in the branch so your time will be well-utilized.

  3. Carry out money transfers and payments from your mobile or computer, and link your card to a digital wallet. Update your details, enhance the security of your transactions and book an appointment online. For every Euro of your transactions, the Premium Plus Partners reward you with 4 Bonus points and unique offers!

  4. Funds Transfer. This allows you to transfer money immediately from your account to another PNB account or to an account with Megalink member banks (list of affiliated banks is available in the ATM menu). No need for prior enrollment of the recipient or target accounts.

  5. Scalable applications to serve the specific needs of innovative businesses – big and small! Decade-long pioneering expertise within the digital payments industry! Solutions. Inter Bank Networks. Managed Services. Payment Processors. Third Party Service Providers. Remittance Providers.

  6. MegaLink are interconnected with both BancNet and Expressnet, and MegaLink cardholders therefore have access to nearly 12,000 ATMs and more than 37,000 POS terminals nationwide. www.megalink.com.ph. List of Member banks from the above website in June 2013

  7. The Current Landscape of Digital Payments and Digital Finance Inclusion. The first signs of electronic banking in the country sprouted in the 1980s with the introduction of the automated teller machine (ATM). Initially, banks formed three different ATM consortia (Expressnet, Megalink and Bancnet).

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