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28 Μαρ 2021 · It’s for a different reason. Due to double taxation, etfs like SCHD would badly perform, hence there is no market for these etfs here. Consider that if you live, for instance, in Italy, you dividends are taxed 15% under US law and then by 26% by Italian law. The 26% would take all the profit (and fun) away.
26 Σεπ 2023 · yes, my opinion is that schd is worth it for anyone. however, the allocation is more important and so 30% at your age may seem like a lot depending on what other things you are investing in. investing in a schd at an early age imo allows you to see the compounding effect of dividends, something i never got to really learn while i was your age.
The diversification appeal of schd, voo, or the others is understandable and perhaps you should park some money there. But, do an analysis of price appreciation from 2019 (or earlier) through last Friday when large cap tech stocks made new 12-month lows. You will find that aapl, msft, googl all gave twice to four times the return of schd, voo, etc.
23 Ιουν 2022 · Depends on how you measure safety. Drawdowns is a pretty common measure. SCHD itself is too new a fund to really test this but value dividend funds generally don’t do great in crashes. Over the course of the SCHD lifetime, it has similar returns, similar variance, and similar max drawdown as the S&P 500 which is by no measure a low risk index.
SCHD prioritises income from dividend payouts while VOO prioritises growth and pays out dividends as a side effect. Neither are particularly well diversified, so id pick VT over VOO if you are also in SCHD so if something creams the US stockmarket you're not out on your arse.
I really like SCHd’s screening process (in all fairness it isn’t SCHD’s process - the index that it tracks). They rebalance regularly too. HD used to be its stock #2 but now they rebalanced out of it so it is much lower on the lineup. SCHD only has 100 stocks with no more than 4% in each.
9 Νοε 2023 · Growth gains are just coming from a handful of great tech stocks. You bought SCHD for a reason, it was for long term dividend growth not short term profits. SCHD will be down while rates are high. I too find myself questioning whether I should stay the course from time to time, but I remind myself that this is simply a period for accumulation.
15 Απρ 2021 · It's definitely not SCHD though. For all those looking for a CAD analog to SCHD, ZDY.TO is the best I've found, the dividend is roughly equivalent, holdings and weightings are similar, but the growth is just no where near the same and the expense ratio is 5x. Please let me know if you see something better.
6 Ιαν 2023 · SCHD vs VOO with dividends reinvested Jan 2012-Dec 2021. Inception through 2021, SCHD underperformed the S&P 500 (VOO). In place of VOO, you can insert VTI, SCHB, ITOT, IVV, SPY as well since those are all officially classified as US large-cap blend in the fund universe.
18 Σεπ 2022 · Add SCHD This 3 fund setup is the best in terms or risk/reward. There is no unnecessary fake “diversity”. Bonds are shit, they preform horribly, even in down markets. SCHD does a much better job mitigating the downside without losing the upside. There is no dedicated international funds like VXUS, which only hurt your returns.
