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  1. The VLB Veterans Land Loan Program is the only one of its kind in the nation—giving Texas Veterans and Military Members the opportunity to borrow money to purchase land at favorable interest rates and terms while only requiring a minimum 5% down payment.

    • Home Loans

      Eligible Texas Veterans and Military Members have an...

    • Home Improvement

      This program was introduced in 1986 to provide below-market...

  2. In 1946 the Texas Veterans Land Board (VLB) was established to administer benefits exclusively for Texas Veterans. Since then, the VLB has funded more than 200,000 loans for Veterans and Military Members in Texas. The VLB is proud to serve those who have served our country.

  3. The current land loan interest rate is 7.25%. All VLB interest rates and available discounts are subject to change at any time. All VLB loans are subject to credit approval.

  4. The loan amount that you are eligible for is based on credit approval (not a credit score). There are several steps you to can take to prepare: Review your credit. Gather your income information. Be prepared to provide your loan processor with your most recent pay stubs to assist in determining your creditworthiness.

  5. The Texas Veterans Land Board (TVLB) administers a state benefit called the Veterans Housing Assistance program (VHAP). This program allows Texas Veterans and Service members to borrow funds, up to the VHAP allowed maximum amount, to purchase property located in Texas.

  6. The Texas Vet Loan Program offers exceptional financing options for veterans and active military servicemen to purchase homes. It helps them get mortgage loans at competitive interest rates much lower than conventional loan interest rates set by the Texas Veterans Land Board (VLB).

  7. The Texas Veterans Land Board (TVLB) provides low-interest loans, exclusive to Texas veterans, making land purchases more accessible and affordable. Unlike traditional bank loans, TVLB loans offer favorable terms for veterans, including loans up to $150,000 at below-market rates.

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