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  1. Find out how your Social Security retirement benefit will be reduced if you start receiving it before your full retirement age. See the chart by year of birth and the factors that affect your decision.

  2. The normal retirement age (NRA) is the age at which retirement benefits (before rounding) are equal to the "primary insurance amount." The table below shows how NRA varies by year of birth for retirees.

  3. 4 Απρ 2023 · Learn how your full retirement age affects your Social Security benefits and when you can claim them. Find out the full retirement age for different birth years and how it impacts your monthly payments.

  4. The current full retirement age is 67 years old for people attaining age 62 in 2024. (The age for Medicare eligibility remains at 65.) See Benefits By Year Of Birth for more information.

  5. Find out your full retirement age, which is when you become eligible for unreduced Social Security benefits. The full retirement age depends on your birth year and ranges from 65 to 67 years old.

  6. Learn how Social Security replaces a percentage of your pre-retirement income based on your lifetime earnings and your full retirement age. Find out how to plan, apply, and estimate your benefits online with a personal my Social Security account.

  7. You can start receiving your Social Security retirement benefit as early as age 62. But we will reduce your benefits by as much as 30% below what you would get if you waited to begin receiving benefits until your full retirement age .

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