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Accident Insurance - insurance for unforeseen bodily injury. Accident Only - an insurance contract that provides coverage, singly or in combination, for death, dismemberment, disability, or hospital and medical care caused by or necessitated as a result of accident or specified kinds of accident.
Kaplan financial education’s seventh edition of The Glossary of Insurance Terms is a completely new volume. It covers many areas of the insurance business and also includes a variety of noninsurance terms that are related to insurance in some manner.
Usually refers to insurance covering injury or death. arising out of violent, accidental, external and visible means. Where the property insured is completely destroyed or so badly damaged that it ceases to be a thing of the kind insured, or where the insured is irretrievably deprived of it. Also called “constructive total. loss”.
Accident Insurance – insurance for unforeseen bodily injury. Accident Only – an insurance contract that provides coverage, singly or in combination, for death, dismemberment, disability, or hospital and medical care caused by or necessitated as a result of accident orspecified kinds of accident.
Accident: An unforeseen act or result that may cause bodily injury or property damage. In some policies, it is identified as occurring at a specific time and place. In others, it includes continuous or repeated exposure to the same conditions.
This glossary provides insurance terms definition and explanation commonly used in insurance business world. Our insurance terms glossary is divided alphabetically by insurance terms in a quick reference guide to assist understanding the language commonly used by insurance companies.
When someone’s involved in an accident, the insurance company has to figure out who caused it and how other drivers (if there were any) played a role. In the end, the insurance companies assign a percentage of fault to each driver.
