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  1. Loan any amount ranging from Php 20,000 to Php 3,000,000. Get your cash quickly and safely through your BPI account. Pay your monthly installment through our automatic debit facility.

  2. DISCLAIMER: Please note that computation is based on diminishing balance. Indicative interest rate is still subject to bank approval based on prevailing market rate. TOOL TIP: Please be guided by the following allowable tenors for each of our products.

  3. Need a bank loan but don't know where to start? Find out what type of personal loan do you need! Apply now and enjoy affordable payment terms with BPI.

  4. Regular Personal Loan helps you get extra cash for your different needs—home renovation, education, business, travel, or anything else you need. Get up to thrice your monthly income. Take advantage of a collateral-free loan. Pay in 12, 18, 24, 30, or 36 monthly installments.

  5. Here's a quick guide to all your frequently asked questions on BPI's personal loan, from processing and approval time to qualifications, requirements, and payments.

  6. 📌 How a BPI Personal Loan is Calculated. BPI makes it simple and straightforward for potential borrowers to compute how much they'll repay monthly on a BPI personal loan. How to Use the BPI Loan Calculator. Access the BPI Loan Calculator [4] on the BPI Personal Loan website. Enter your desired loan amount. Click the Compute button.

  7. BPI Personal Loan helps you get extra cash for your different needs - home renovation, education, business, travel, or anything else you need. Apply online now.

  8. How do I apply for a BPI Personal Loan? Apply at your convenience through this link or through your nearest branch. For other inquiries, you may call (02) 889-10000 or email us at personal_loan@bpi.com.ph. Please also make sure to submit your application form together with the complete requirements. How do I apply for a BPI Debit Mastercard?

  9. For our regular Personal Loan, you may get as much as 3x of your gross monthly income, with amounts ranging from Php 20,000 up to Php 2,000,000. For our Seafarer Loan, you can get as much as Php 300,000.

  10. The estimated monthly amortization is Php 1,842.67, with ACR of 18.95%. Compute for your loan here. For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000. BPI is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).

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