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  1. If your children need health coverage, they may be eligible for the Children's Health Insurance Program (CHIP). CHIP provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid.

  2. What are the income limits for CHIP eligibility? Income limits for CHIP eligibility vary by state (you can see details here for each state). In most states, the income limit for CHIP eligibility is at least 250% of the poverty level.

  3. The Children’s Health Insurance Program (CHIP) is a joint federal and state program that provides health coverage to uninsured children in families with incomes too high to qualify for Medicaid, but too low to afford private or group health plan coverage.

  4. The Children's Health Insurance Program (CHIP): Provides health coverage to eligible children through both Medicaid and separate CHIP programs. Children eligible for CHIP are in families with incomes too high to qualify for Medicaid, but too low to afford private coverage.

  5. Children eligible for a CHIP-funded Medicaid expansion may be covered either under the mandatory children’s group or under the optional targeted low-income child group. Expanded Medicaid eligibility after 1997 qualifies for CHIP funding.

  6. Today, the upper income limit in separate CHIPs range from 185% up to 400% of the Federal Poverty Level (FPL) depending on the state, with the median CHIP state covering children up to 255% of FPL. CHIP has Grown Alongside Medicaid. Before CHIP was enacted, 10 million children, or 15 percent of all children, were uninsured.

  7. The Children’s Health Insurance Program (CHIP) is a state-federal partnership program that provides low-cost coverage with comprehensive benefits for children in families that earn too much money for children to qualify for Medicaid. In some states, CHIP covers pregnant women.

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