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Learn about the Cigna Dental Care (DHMO) insurance plan. DHMO dental insurance requires you to pick a dentist for routine, preventive, and diagnostic care.
Most DHMOs will only cover out-of-network services in an emergency or where required by law. In comparison, a dental PPO will permit you to see any licensed dentist you want, in- or out-of-network, but you will pay less if you choose to see a dentist from the plan’s network.
What is a Dental Health Maintenance Organization (DHMO) plan? DHMO plans tend to be some of the more affordable dental plans. There is typically no deductible and only a set fee for non-preventive dental services. Most preventive dental care, such as cleanings, exams, and routine X-rays is usually covered at 100%.
What is the Cigna Dental Care® (DHMO) Plan? The Cigna Dental Care (DHMO)1 plan requires you to select a general dentist for routine, preventive, diagnostic and emergency care.2 They will refer you to specialists as needed. If you choose a Cigna Dental Care plan, it’s important to know how it works.3.
A Dental Health Maintenance Organization (DHMO) A DHMO is a network of dental professionals who offer discounted service rates to plan members. As long as you see a dentist within the network, visit costs will typically be pretty low.
The DHMO plan makes it easy and pocket-friendly for you to take care of your dental health. Q: How does the DHMO* plan work? A: When you sign up in the DHMO plan, you select a network general dentist, who will handle your dental care needs.
Looking for a local dentist? Enter a zip code to search for dental care professionals in your area. You can further filter the search results by adding a specific dentist’s name and/or the type of dental specialist you wish to see.
