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  3. Applying is quick & easy with our SECURE online application. GET YOUR CREDIT DECISION. Review the terms and conditions, submit your application & get your credit decision! PAY $95 PROGRAM FEE**. If approved, pay the $95 Program Fee** to open your account. DOWNLOAD OUR MOBILE APP.

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  5. Make Payments, Earn Rewards! Imagine being rewarded for simply paying your bill each month. First Access Rewards is the all new program that rewards you for making payments on your account. APPLY NOW.

  6. To make a payment directly from your bank, login to your financial institution’s online banking account, and locate the online bill payment section. You must be enrolled in your bank’s online bill payment service for this payment option; please check with your bank regarding any fees they may charge for this service.

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