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1. selling-guide.fanniemae.com › sel › b3-4Personal Gifts | Fannie Mae

   selling-guide.fanniemae.com › sel › b3-4

   • Αποθηκευμένο αντίγραφο

   A borrower of a mortgage loan secured by a principal residence or second home may use funds received as a personal gift from an acceptable donor. Gift funds may fund all or part of the down payment, closing costs, or financial reserves subject to the minimum borrower contribution requirements below.

2. singlefamily.fanniemae.com › media › 36766Selling Guide Announcement (SEL-2023-08) Sept. 6, 2023 - Fannie...

   singlefamily.fanniemae.com › media › 36766

   Sept. 6, 2023. The Selling Guide has been updated to include changes to the following: Personal gifts and gifts of equity: clarifying requirements when the donor is the seller of the property and when the source of the gift is an estate or trust.

3. singlefamily.fanniemae.com › media › 7181Eligibility Guidelines - Fannie Mae

   singlefamily.fanniemae.com › media › 7181

   Eligibility Guidelines The purpose of this document is to provide additional guidance to help lenders determine eligibility for non-U.S. citizen borrowers. Per the Selling Guide, Fannie Mae considers an individual legally present in the United States and eligible to be a borrower if: • They have a Social Security Number (SSN) or Individual

4. singlefamily.fanniemae.com › media › 24626ELIGIBILITY MATRIX - Fannie Mae

   singlefamily.fanniemae.com › media › 24626

   ELIGIBILITY MATRIX. The Eligibility Matrix provides the comprehensive LTV, CLTV, and HCLTV ratio requirements for conventional first mortgage loans eligible for delivery to Fannie Mae.

5. www.investopedia.com › mortgage › fannie-mae-loansFannie Mae: Loans, Rules, and Programs - Investopedia

   www.investopedia.com › mortgage › fannie-mae-loans

   • Αποθηκευμένο αντίγραφο

   17 Μαΐ 2023 · Adam Hayes. Updated May 17, 2023. Reviewed by. Ebony Howard. Fact checked by. Vikki Velasquez. Fannie Mae, the Federal National Mortgage Association (FNMA), is a government-sponsored...

6. yourhome.fanniemae.com › own › HELOCUnderstanding HELOC - Fannie Mae

   yourhome.fanniemae.com › own › HELOC

   • Αποθηκευμένο αντίγραφο

   If you have home equity, a lender may review your credit score, debt-to-income ratio, employment record, and income to determine if a HELOC is a good fit for you. Check with different lenders to make sure you’re getting the best terms — and lowest interest rate — available.

7. selling-guide.fanniemae.com › sel › b3-4Borrowed Funds Secured by an Asset - Fannie Mae

   selling-guide.fanniemae.com › sel › b3-4

   • Αποθηκευμένο αντίγραφο

   Borrowed funds secured by an asset are an acceptable source of funds for the down payment, closing costs, and reserves, since borrowed funds secured by an asset represent a return of equity.