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  1. 14 Απρ 2019 · These numbers correspond to either home, renters, or condo insurance. Here is a simple breakdown: HO-1: Basic form — this only covers you from 10 named perils. "Named-peril" means that your home and personal property are covered against losses that are expressly listed on your policy.

  2. 26 Ιουλ 2024 · What does an HO-4 policy cover? What an HO-4 policy excludes Who needs HO-4 coverage? Where can I get HO-4 insurance? How much does HO-4 insurance cost?

  3. 1 Αυγ 2024 · An HO-4 policy is the name of the insurance form that offers protection for renters. You may hear it referred to more commonly as a renters policy. It primarily provides coverage for a renter’s personal property and liability.

  4. 4 Ιουν 2024 · HO-4: Commonly referred to as renters insurance, this policy form covers personal property in a rented house or apartment. The landlord's insurance minimally covers the structure for the 11 perils covered by an HO-1.

  5. 2 Οκτ 2024 · HO-4 denotes a renters insurance policy, whereas HO-2 indicates a particular type of home insurance policy. Both policies cover 16 named perils.

  6. 19 Δεκ 2023 · An HO-4 policy applies specifically to people who are renting an apartment, home, condo, or other rental property. Coverage doesn’t include the structure itself — only the renter’s personal belongings, personal liability for the renter, and loss of use reimbursement for living expenses if the property is unlivable during repairs.

  7. An HO-4 policy is specifically designed for people renting a house, condo, or apartment. By providing coverage for the residents and their belongings, but not the structure they live in, HO-4 policies can help renters save money and not pay for coverage they don’t actually need.

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