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An HO-4 policy is specifically designed for people renting a house, condo, or apartment. By providing coverage for the residents and their belongings, but not the structure they live in, HO-4 policies can help renters save money and not pay for coverage they don’t actually need.
1 Αυγ 2024 · An HO-4 is different from an HO-6 policy that provides coverage for those who own a condominium or townhouse. Insurers will usually take depreciation into consideration when determining the value of your property, but renters can purchase replacement cost coverage, which does not.
2 Ιαν 2020 · HO-4 insurance covers you if a covered peril damages or destroys your stuff, or if you’re liable for damage to someone else’s property or injuries to others, both on or off your property. HO-4 insurance will also reimburse you for a covered peril that destroys your personal property.
30 Απρ 2024 · Buy the best condo insurance in California, discover how much condo insurance costs in CA for October 2024, and much more.
26 Ιουλ 2024 · Table of contents. What is HO-4 insurance? What does an HO-4 policy cover? What an HO-4 policy excludes. Who needs HO-4 coverage? Where can I get HO-4 insurance? How much does HO-4...
This Comparison provides valuable information about the differences between insurers' policy contracts. It includes summary information and basic policy forms for each insurer's homeowners, condominium owners, and renter's policy coverages that are currently available to the public.
2 Οκτ 2024 · An HO-4 insurance policy includes three types of coverage: Personal property: This covers belongings that are damaged or destroyed by a covered peril. It also covers theft, including items...
