Αποτελέσματα Αναζήτησης
14 Απρ 2019 · Good question! These numbers correspond to either home, renters, or condo insurance. Here is a simple breakdown: HO-1: Basic form — this only covers you from 10 named perils. "Named-peril" means that your home and personal property are covered against losses that are expressly listed on your policy.
A Tenant-Homeowners, or HO-4 policy as it is commonly referred to, covers the insured while they are renting a home or apartment against damage to their personal property against unforeseeable circumstances such as water damage from leaks, fire, lightning, hurricanes, and even theft of personal belongings.
1 Αυγ 2024 · An HO-4 policy is the name of the insurance form that offers protection for renters. You may hear it referred to more commonly as a renters policy. It primarily provides coverage for a renter’s personal property and liability.
Tenant/Renters Contents - HO-4 (multi-peril) and HW-4 (wind and hail coverage only) Available to tenants of a site-built home, apartment or condominium unit (excludes manufactured and mobile homes.) This policy covers renter or tenant personal property, additional living expenses and liability.
An HO4 policy, also called renters insurance, protects a renter’s personal property and addresses their personal liability. In other words, it can help pay for: Replacing your property when it’s stolen or damaged by a covered incident. Legal expenses when someone is injured in your rented space or you damage their property.
This notice is provided to you in accordance with Florida Statute 4-125.004. If you have any questions, please contact your agent or write the Company at the address provided on
Whether you rent a home, condo, townhome, or apartment, if you purchase insurance, you most likely have HO-4 insurance. Regardless how it’s spelled (HO4, HO 4, HO-4, H04) it always means the same thing – insurance for people who rent the property they live in.
