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  1. HOMEOWNERS 4 CONTENTS BROAD FORM. AGREEMENT. We will provide the insurance described in this policy in return for the premium and compliance with all applicable provisions of this policy. DEFINITIONS. In this policy, "you" and "your" refer to the "named insured" shown in the Declarations and the spouse if. resident of the same household.

  2. HOMEOWNERS HO 00 04 10 00 HOMEOWNERS 4 – CONTENTS BROAD FORM. HO 00 04 10 00HOMEOWNERS 4 – CONTENTS BROAD FORMAGREEMENTWe will provide the insurance described in this policy in return for the premiu. nce with all applicable provisions of this policy.DEFINITIONSIn this policy, "you" and "your" refer to the "named insured" shown in the D.

  3. 17 Ιουλ 2020 · Commonly called renters insurance, an HO-4 policy can help protect you against the high cost of lawsuits, replace your personal belongings if lost to damage or theft and help pay your expenses if a disaster displaces you from your home.

  4. An HO-4 policy is specifically designed for people renting a house, condo, or apartment. By providing coverage for the residents and their belongings, but not the structure they live in, HO-4 policies can help renters save money and not pay for coverage they don’t actually need.

  5. 2 Ιαν 2020 · HO-4 insurance covers you if a covered peril damages or destroys your stuff, or if you’re liable for damage to someone else’s property or injuries to others, both on or off your property. HO-4 insurance will also reimburse you for a covered peril that destroys your personal property.

  6. 25 Ιαν 2024 · An HO-4 policy, also known as a renters insurance policy, protects your personal belongings. An HO-4 renters’ policy provides “named perils” coverage, which defines the type of disasters covered in its terms.

  7. Learn why these policies are often required by landlords, condo associations, and mortgage lenders, and explore practical tips for setting appropriate coverage limits and navigating insurance responsibilities in condo living or renting.

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