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17 Ιουλ 2020 · Commonly called renters insurance, an HO-4 policy can help protect you against the high cost of lawsuits, replace your personal belongings if lost to damage or theft and help pay your expenses if a disaster displaces you from your home.
An HO-4 policy is specifically designed for people renting a house, condo, or apartment. By providing coverage for the residents and their belongings, but not the structure they live in, HO-4 policies can help renters save money and not pay for coverage they don’t actually need.
26 Ιουλ 2024 · HO-4 insurance is the technical term for renters insurance. While your landlord likely insures the physical structure of the building you live in, an HO-4 policy provides coverage for your...
2 Ιαν 2020 · HO-4 insurance covers you if a covered peril damages or destroys your stuff, or if you’re liable for damage to someone else’s property or injuries to others, both on or off your property. HO-4 insurance will also reimburse you for a covered peril that destroys your personal property.
1 Αυγ 2024 · An HO-4 policy is the name of the insurance form that offers protection for renters. You may hear it referred to more commonly as a renters policy. It primarily provides coverage for a renter’s personal property and liability.
2 Οκτ 2024 · An HO-4 insurance policy includes three types of coverage: Personal property: This covers belongings that are damaged or destroyed by a covered peril. It also covers theft, including items...
16 Ιουν 2021 · HO4 insurance policies, or renters insurance, are policies that protect renters against damages to their personal property in a rented home or apartment that is directly caused by a list of perils and addresses their personal liability.
