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Hodinkee Insurance underwritten by Chubb will provide “all-risk” coverage for most causes of loss, with no deductible, so you can protect your watches or jewelry without worry.
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How much do I pay for insurance coverage on my watch? Rates depend on where you live. But for most people, insurance will cost 1-2% of the value of your watch. As for deductibles, your options start with $0, $100, $250 and $500. So you can choose which option works best for your watch.
Hodinkee INSURANCE The fastest and most secure way to protect the watches and jewelry you love. We've minimized the paperwork and maximized protection, so you can stop worrying about your watches and jewelry and focus on enjoying them.
25 Ιουν 2024 · With Hodinkee Insurance, you're getting maximum coverage for your collection without premiums, deductibles, or hassle. How do I determine the value of my pieces? Since appraisals aren't necessary for pieces under $100,000, you can insure at the price you paid for the watch or jewelry.
HODINKEE Insurance underwritten by Chubb will provide “all-risk” coverage for most causes of loss, with no deductible, so you can protect your watches without worry. That means, if you break a watch, lose it, can’t find it, or it’s stolen, you’ll be compensated in no time at all, so you can purchase another watch exactly like you had.
Let's say you have two watches, an Omega Speedmaster insured for $5,000 and a Rolex GMT-Master II insured for $15,000. You have a loss to the Speedmaster and you find out it's actually going for $7,000 in the secondary market. With the 150% protection up the policy limit, you'll be covered for $7,000 in this covered-loss example.
But for most people, insurance will cost 1-2% of the value of your watch. As for deductibles, your options start with $0, $100, $250 and $500. So you can choose which option works best for your watch.
