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Your application for loan modification must be processed through the servicer that currently services your loan. Please find your servicer listed below and call them directly to find out if you qualify for the CalHFA Loan Modification Program.
HAMP works by encouraging participating mortgage servicers to modify mortgages so struggling homeowners can have lower monthly payments and avoid foreclosure. It has specific eligibility requirements for homeowners and includes strict guidelines for servicers.
You can also contact the California Mortgage Relief Program Monday-Friday, 8 a.m. to 5 p.m. at 1-888-840-2594. Homeowners in need of help with housing payments and other assistance can find a wide range of resources here. OTHER RESOURCES. What is the California Mortgage Relief Program?
Phone Number: 909-889-7328. Email: [email protected] Services Provided/Issues Addressed: Foreclosure and default prevention services; Loan modification assistance; Reverse mortgage concerns; Homestead declarations; Equity-stripping scams
customer service phone number listed on your mortgage statement and ask for the loss mitigation department, the loan modification department, or the foreclosure prevention department (which all refer to the same department). Follow the instructions of the representative that you speak to and be sure to take notes (write
California Department of Real Estate offers information and resources for loan modification and foreclosure prevention. Housing and Urban Development (HUD) Find local nonprofit organizations that can offer housing assistance, learn about avoiding foreclosure, and locate a regional housing authority.
CalHFA supports the needs of renters and homebuyers by providing financing and home loan programs that create safe, decent and affordable housing opportunities for low to moderate income Californians.