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Companies must write Texas homeowners insurance on policy forms approved by TDI. Before 2003, companies had to use Texas promulgated forms or Insurance Services Office (ISO) 1 forms.
The Commissioner of Insurance has approved six new residential property policy forms which include form no. HO 00 02 (Homeowners 2-Broad Form), form no. HO 00 03 (Homeowners 3-Special Form), form no. HO 00 04 (Homeowners 4-Contents Broad Form), form no. HO 00 05 (Homeowners 5-Comprehensive Form), form no. HO 00 06 (Homeowners 6-Unit-Owners Form
6. $2000 for loss by theft of firearms. $2500 for loss by theft of silverware, silver-plated ware, goldware, gold-plated ware and pewterware. This includes flatware, hollowware, tea sets, trays and trophies made of or including silver, gold or pewter.
21 Ιουν 2021 · The new HO-14 extends coverage at replacement cost. The HO-4 provides coverage on an actual cash value basis but can be endorsed with the HO 04 90 to provide replacement cost coverage.
31 Ιαν 2024 · Each policy form comes with its own set of features and coverage options. In this comprehensive guide, we'll decode the common homeowners policy forms in Texas, empowering you to make informed decisions about protecting your home. Understanding the Basics: HO-1: Basic Form - Limited Coverage.
Independent Insurance Agents of Texas 1115 San Jacinto Blvd, Suite 100 Austin, TX 78701
26 Φεβ 2021 · HOA (Named Perils) HOA is the most basic type of Texan homeowners insurance. HOA policies offer actual cash value coverage only, meaning settlements for damaged property are depreciated according to the item’s age and condition at the time of loss. The HOA is limited to these 8 specific Named Perils: Fire or lightning.
