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In the Bible this takes the form of letting the borrower keep his or her collateral if it is necessary for well-being or the ability to earn a living. If you take your neighbor’s cloak in pawn, you shall restore it before the sun goes down; for it may be your neighbor’s only clothing to use as cover; in what else shall that person sleep?
We explore some of the biblical passages about collateral in the section, “Bankruptcy, debt forgiveness and loan modification”. The mainstream Christian view is that using your house as collateral for a loan is not contrary to biblical teaching.
1 Απρ 2004 · Recovering a Biblical view of lending, debt and interest will be a challenge to a generation that thinks debt is the way to wealth. We need to ask ourselves at times whether we are part of the problem or part of the solution.
Biblical principles suggest several courses of action when the market rate for a borrower’s credit standing is too high for the borrower to afford. First, make the loan at a subsidized interest rate.
Biblical exegetes stress that discretion in giving and lending in Matthew 5:42 remains with the person who gives or lends. We do not need to loan whatever is asked. Bruner (2004) emphasizes this point as, “What? A knife to a murderer?” (p. 257). A right reaction is called for to any request for a loan. As Nolland (2005) expresses it,
Loans, credit, and debt are integral components of modern financial systems, fostering economic growth and enabling individuals to fulfill immediate n... Digital Bible Articles
26 Αυγ 2022 · There are key passages and several important verses that address debt, and the way it influences the lives of those who both take on and benefit from it. The Bible also addresses how to morally handle one’s debt. Many of these verses come from two of the books about wisdom, Psalms and Proverbs.
