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If its a google email of a google docs share, the email address of the sender will be on the body of the email that came from google. The email address of the sender is a key giveaway of the scam. A bank would only write you from an email address @ the official bank website address.
It's a phishing attempt. They want to get you worried enough to click that link, which will run a malicious script. They just have your email, they don't know anything about you. Report it as spam/phishing and move on. Don't click any links.
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It can be as simple as the scammer asking you to pay them upfront for an item they have listed, or as complex as a drug scam that involves an initial scam site, a scam shipping site, and fake government agents.
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