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When using MBOS you can determine your eligibility to borrow, the maximum amount you may borrow, and calculate various repayment options. Upon completing the application you will receive confirmation that your Loan Application is received along with the date of your loan disbursement.
- Active Employees
The State of NJ site may contain optional links,...
- PERS
You can see your eligibility, the maximum amount you may...
- Active Employees
Calculators estimate the Maximum Option for retirement available to members of the Public Employees' Retirement System (PERS). If you indicate the birthdate of a beneficiary, the calculator will also estimate survivor options for that beneficiary.
14 Φεβ 2023 · You can see your eligibility, the maximum amount you may borrow, and calculate various repayment options. Once you apply, you will receive confirmation that your Loan Application is received along with the date your loan check will be mailed. For complete information about pension loans, see our Loans fact sheet or our Pension Loans page.
How Much You Can Borrow: The minimum amount you may borrow is $50.00. Loans then increase in multiples of $10. You may borrow up to one half of your posted pension contributions to a maximum of $50,000, whichever is less. Interest on Loans: Interest is charged on a loan at a commercially reasonable rate set annually by the NJ State Treasurer.
For information on these pension systems, including the current member handbook, information on their pension committees, and a retirement calculator, visit the NJ Division of Pensions and Benefits.
pension loan process. Effective January 2020, all pension loans must be disbursed by Electronic Fund Transmittal (EFT), also known as Direct Deposit. This requirement applies to all loans to eligible members of the Public Employees’ Retirement System (PERS), Teachers’ Pension and Annuity Fund
How do I apply for a Pension Loan? Apply through MBOS. Need help? Have questions? Military veteran may be entitled to special retirement benefits. Be sure to state you are applying for veteran status in the pension system. Employees can bring a spouse or family member with you to appointment. Am I eligible to retire?
