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There are two key factors in determining how much pension you’ll receive – your average salary and years of service in the Plan. If you retire before you reach age 65 (the normal retirement age), your pension will be calculated using the formula below.
- Contributing to The Plan
On average, contributions fund only 20–25% of your pension;...
- Contributing to The Plan
Canadian Retirement Income Calculator. The Canadian Retirement Income Calculator will provide you with retirement income information. This includes the Old Age Security (OAS) pension and Canada Pension Plan (CPP) retirement benefits.
Our retirement savings calculator will give you an estimate of how much you need to retire and how much you have saved already. The calculator takes into account your registered and non-registered savings, annual returns, investment fees, income tax, and inflation to compute these estimates.
Pension calculator. Pick your finish line by exploring how much your pension will be on different dates. Bridge benefit calculator. Get a rough idea of how much your bridge benefit currently is. Buyback cost estimate. Get a rough idea of how much it'll cost to pay for a leave. Buyback detailed cost.
Ontario pensions and retirement savings. What you need to know about the retirement income system in Ontario, including how it works, challenges for the future and what you can do to help maintain your standard of living in retirement.
Add it all up and your PSPP pension is a valuable benefit. Here the top things you need to know. OPB and the PSPP – the basics; Why your pension is valuable and how it works; Your pension contributions; How we calculate your pension in retirement; How you can increase the value of your pension
If you retire before you reach age 65 (the normal retirement age), your pension will be calculated using the bridge benefit formula below. Here’s how we calculate your PSPP basic pension : 2% x average annual salary x pension credit
