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Social Security and Your SERS Pension. If you are a SERS retiree who also is eligible for a Social Security benefit, you may be affected by federal law regulating Social Security benefits. As a result, your Social Security benefit may be reduced by either the Government Pension Offset (GPO) or the Windfall Elimination Provision (WEP).
If you are eligible for a Social Security benefit when you either retire with SERS or begin receiving a disability benefit, your Social Security benefit may be affected by federal law regulating Social Security benefits for public employees in non-Social Security states like Ohio.
How Social Security Could Affect You. If you are eligible for a Social Security benefit when you retire with SERS, your Social Security benefit may be affected by federal laws. Your Social Security benefit may be reduced by either the Government Pension Offset (GPO) or the Windfall Elimination Provision (WEP).
Are SERS Participants Eligible for Social Security in Ohio? SERS functions as both a pension fund and a disability insurance program. Ohio residents can receive both SERS benefits and Social Security benefits if they qualify for both.
STRS is an educator-only pension fund for Ohio public school system teachers, while SERS provides pension benefits for non-teaching public school employees, such as administrative assistants, bus drivers, cafeteria works, custodians, librarians, maintenance workers, and teacher’s aides.
• Applies when receiving own Social Security benefit • Exemption for those with 30 yrs. of substantial earnings under Social Security • Maximum reduction is 50% of SERS pension amount • SERS pension is NOT affected
Call 1-866-243-5678 to be connected to the agency serving your community. Visit the Social Security Administration’s my Social Security website to learn more about this benefit. Social Security provides monthly cash benefits to retired or disabled workers and their family members, among others.
