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DCP Guides and Forms. Loan Requests - The Plan has been receiving an unusually large number of loan requests. As a result it may take up to 4 weeks for your loan application to be reviewed and processed. Please plan accordingly when submitting your application.
Any active employee who is a participant in either the 457 or 401(k) plan is eligible to apply for a loan if the plan for which the loan is taken has an account balance of $5,000 or more at time of application. 401(k) Roth accounts are not available for loans.
In most cases, you can access and submit your form in your online deferred comp account or mobile app. If you are currently working for a SERS-participating employer, withdrawals from your account are limited to conversions of traditional before-tax funds to Roth after-tax funds and to cover necessities due to a financial hardship.
Deferred Compensation Plan Account Sign In. Provides you with a voluntary supplemental investment plan with tax deferred savings. Available to most active employees. read more
How Do I Apply for a Loan? If you have unexpected expenses arise and need to access money in your account, you can apply for a loan from your Plan account. The loan process is very similar to that of your bank or credit union. The HELPLINE can talk to you about the details and how to apply.
The New York City Deferred Compensation Plan (DCP) allows eligible New York City employees a way to save for retirement through convenient payroll deductions. DCP is comprised of two programs: a 457 Plan and a 401 (k) Plan, both of which offer pre-tax and Roth (after-tax) options. For employees enrolled in a City pension plan, and for non ...
Hybrid Plan. Provides you with a combined retirement benefit, which includes a pension and investment plan.
