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  1. Nine out of 10 Pennie customers qualify for financial savings to lower their monthly payments and out-of-pocket costs. Pennie is the only place Pennsylvanians can get these savings. Thanks to updated federal laws, the savings have never been higher! Get a quote at the link below and see for yourself.

  2. Thanks to updated federal laws, health coverage is more affordable than ever before. Nine out of 10 Pennie customers qualify for financial savings to lower their monthly payments and out-of-pocket costs!

  3. If you qualify for financial savings, Pennie can help lower your monthly premium and/or out-of-pocket costs in two ways: Advance Premium Tax Credits (APTC) and Cost-Sharing Reductions (CSR). What’s an advanced premium tax credit? An advanced premium tax credit (APTC) is an on-the-spot tax credit that lowers your monthly health insurance payment.

  4. With Pennie, Pennsylvanians have access to a variety of resources to help them understand how to apply, shop, and enroll in coverage, including access to people who can help them right in their community. Pennie is custom built by Pennsylvanians for Pennsylvania to meet the state’s health coverage needs. Can't find your answer?

  5. Pennie will use the 2022 federal poverty level guidelines, as listed below, to calculate eligibility for financial savings for individuals enrolling in 2023 coverage through Pennie. This is because eligibility for financial savings through Pennie is based on projected income for the entire year.

  6. Through 2022, Pennsylvanians who buy individual health plans through Pennie will receive increased financial assistance to offset the cost of insurance premiums. Previously, only people who earned less than 400% of the federal poverty level were eligible, but now anyone can qualify for one.

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