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  1. PMI is provided by privately-owned mortgage insurers that are separate from the insurance or guarantees provided on government-backed loans insured or guaranteed by FHA or VA.

  2. All available options are on our website which will enable you to choose the level and type of cover. Once you have bought your Policy you will be provided with the documentation specific to what you have requested.

  3. The Certificate of Property Insurance contains information that is unique to your insurance policy i ncluding the coverages you have purchased and the period for which they are provided. Your policy contains various conditions, exclusions and limitations which eliminate or restrict coverage.

  4. All documents are in PDF format and can be downloaded and printed as required. Please note Policy Summaries have been replaced by the Insurance Product Information Document (IPID). NB: We are no longer producing printed versions of the policy wordings due to lack of demand.

  5. This policy wording, along with the schedule and any endorsement(s) should be read together as one document and form the contract of insurance. Certain conditions, exclusions and clauses apply to all sections of this insurance and are shown on pages 12, 13 and 14. It is important that you read them carefully, as they apply at all times.

  6. COMPLETE PROPERTY OWNER POLICY WORDING Introduction Your Complete Property Owner Policy is made up of several parts which must be read together as they form your contract of insurance with the Insurer. Please take time to read all parts of the Policy to make sure they meet and continue to meet your needs and that you

  7. This policy wording, along with the schedule and any endorsement(s) should be read together as one document and form the contract of insurance. Certain conditions, exclusions and clauses apply to all sections of this insurance and are shown on pages 29, 30 and 31. It is important that you read them carefully, as they apply at all times. behalf.

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