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25 Φεβ 2024 · Do you have renters insurance? Find out why it’s so important to have an HO-4 policy in place to protect you and your property from loss and damage.
17 Ιουλ 2020 · Commonly called renters insurance, an HO-4 policy can help protect you against the high cost of lawsuits, replace your personal belongings if lost to damage or theft and help pay your expenses if a disaster displaces you from your home.
Page 4 of 20 Includes copyrighted material of Insurance Services Office, Inc., with its permission LEM 04 05 18 SECTION I – PROPERTY COVERAGES A. Coverage C – Personal Property 1. Covered Property We cover personal property owned or used by an "insured" while it is anywhere in the world.
An HO-4 policy is specifically designed for people renting a house, condo, or apartment. By providing coverage for the residents and their belongings, but not the structure they live in, HO-4 policies can help renters save money and not pay for coverage they don’t actually need.
3 Μαρ 2024 · HO-4 Tenant’s Form is an insurance policy designed specifically for tenants renting a property. Unlike homeowners insurance, which covers the property’s structure, renters insurance focuses on protecting the tenant’s personal belongings and liability.
1 Σεπ 2023 · An HO4 policy, also called renters insurance, protects a renter’s personal property and addresses their personal liability. In other words, it can help pay for: • Replacing your property when it’s stolen or damaged by a covered incident. • Legal expenses when someone is injured in your rented space or you damage their property.
HO4 insurance, or renters insurance, is financial coverage for 1) damages or losses to your stuff 2) legal fees if you’re sued 3) other’s medical bills if you’re at fault and 4) temp living expenses if your place becomes uninhabitable. Score!
